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Protecting
the privacy and safeguarding the personal and financial information of
our clients and website visitors is one of our highest priorities. The
following Privacy Statement explains how Christy Investment Group
collects and protects your information. References to "Christy
Investment Group" in this Privacy Statement include all CIG companies
and divisions, including
http://www.christyinvestments.com.
By opening a Christy Investment Group account
or by using Christy Investment Group Web sites, you give your consent to
the collection and use of personal information by Christy Investment
Group as explained in this privacy statement.
Collection of
personal information
We collect
information required to open an account, to transact business
effectively and to safeguard your privacy. To do this, we gather
information to help us assess your needs and preferences.
The information we collect directly from you
includes information required to communicate with you, including your
name, mailing address, telephone number, e-mail address; and, as
required by law, to identify who you are, including Social Security or
Passport/Tax ID number; address, etc. We also collect demographic
information when you open an account, including gender, birth date,
education, occupation, etc. Our regulatory bodies also require us to
assess your trading experience, your approximate annual income,
approximate net worth, and available risk capital to assess your
financial position.
You directly provide to us the majority of
information we collect. You do this by completing the account
application and related documentation, placing a trade, sending us an
email, or submitting information in response to a promotion or special
offer. Other ways we obtain information are by (1) observing your usage
of the Web site, and (2) providing products and services to you. This
information enables us to offer you products and services that should be
of interest to you. The information we collect indirectly from you
includes your Internet Protocol (IP) address, browser type, operating
system, Internet Service Provider (ISP), time stamps, transactions
placed, and banner ads you click. We do this through the use of cookies,
which are small text files sent from the Web server to your computer.
Cookies help us to know you better by providing operational data we can
use to aid your interaction with our Web site and improve its navigation
and usability.
Usage of
personal information
We use
personal information only as appropriate to provide you quality service
and security. For example, Christy Investment Group may use the
information collected from you to verify your identity and contact
information. We may also use this information to establish and set up
your trading account, issue an account number and a secure password,
maintain your account activity, and contact you with account
information. This information helps us improve our services to you,
customize your browsing experience and inform you about additional
products, services or promotions that may be of interest to you.
Should you close your account with us, Christy
Investment Group will retain your information, but only use it to comply
with regulatory requirements and to periodically contact you to offer
you the opportunity to reactivate your account or participate in other
valuable offers.
Christy
Investment Group affiliates and partners
Christy
Investment Group may share information with affiliates if the
information is required to provide the product or service you have
requested or to provide you the opportunity to participate in the
products or services our affiliates offer. Christy Investment Group also
forges partnerships and alliances, which may include joint marketing
agreements, with other companies who offer high-quality products and
services that might be of value to our clients. In order to ensure that
these products and services meet your needs and are delivered in a
manner that is useful and relevant, Christy Investment Group may share
some information with partners, affiliates and alliances. This allows
them to better understand the offers that are most relevant and useful.
In our strategic relationships, we will require that it be identified
that an offer is being extended because of the relationship with us. The
use of your personal information is limited to the purposes identified
in our relationship with the partner or affiliate.
Non-affiliated third parties
Christy
Investment Group does not sell, license, lease or otherwise disclose
your personal information to any third party for any reason, except as
described below.
Christy Investment Group reserves the right to
disclose your personal information to third parties where required by
law to regulatory, law enforcement or other government authorities. We
may also disclose your information as necessary to credit reporting or
collection agencies, or when necessary to protect our rights or
property.
To help us improve our services to you, we may
engage another business to help us to carry out certain internal
functions such as account processing, fulfillment, client service,
client satisfaction surveys or other data collection activities relevant
to our business. We may also provide a party with client information
from our database to help us to analyze and identify client needs and
notify clients of product and service offerings. Use of the information
shared is strictly limited to the performance of the task we request and
for no other purpose. All third parties with which we share personal
information are required to protect personal information in a manner
similar to the way we protect personal information. Examples of
information shared are identifying information such as name, mailing
address, e-mail address, telephone number, and information on account
activity.
If at any time you choose to purchase a
product or service offered by another company, any personal information
you share with that company will no longer be controlled under our
Privacy Statement. We are not responsible for the privacy policies or
the content of sites we link to and have no control of the use or
protection of information provided by you or collected by those sites.
Whenever you elect to link to a co-branded Web site or to a linked Web
site, you may be asked to provide registration or other information.
Please note that the information you are providing is going to a third
party and you should familiarize yourself with the privacy policy
provided by that third party.
Opting out of
disclosures of non-public personal information
You may
direct us not to disclose non-public personal information to certain
non-affiliated third parties. To opt out of sharing non-public personal
information with non-affiliated third parties, please contact a client
service representative. An opt-out election made by one account owner of
a Joint account is applicable to all account owners of the Joint
account. An opt-out election must be made for each separate account you
hold at Christy Investment Group.
If we propose to share information in a manner
not covered in this Privacy Statement, we will notify you of this change
by posting an addendum on the Web site, a notice in the "What's New"
section of the Web site, and if appropriate, provide you an opportunity
to opt out of such use.
The security
of your personal information
We employ
leading-edge security software, systems, and procedures to offer you a
safe and secure trading environment and protect your personal, financial
and trading information.
When you open an account with us, you are
issued a unique account number, User ID and a password. Only a limited
number of Christy Investment Group employees who have a need to know
this information will have access to your account number, UserID, and
password. Remember: you are ultimately responsible for maintaining the
secrecy of your account number, UserID, and password. We strongly
recommend that you do not disclose this information.
Use of
"cookies"
We use
cookies to assist us in securing your trading activities and to enhance
the performance of our Web site. (Cookies are small text files sent from
the Web server to your computer.) Cookies used by Christy Investment
Group do not contain any personal information nor do they contain
account or password information. They merely allow the site to recognize
that a page request comes from someone who has already logged on.
Christy Investment Group may share Web site
usage information about visitors to the Web site with reputable
advertising companies for targeting our Internet banner advertisements
on this site and other sites. For this purpose, pixel tags (also called
clear gifs or web beacons) may be used to note the pages you've visited.
The information collected by the advertising company through the use of
these pixel tags is not personally identifiable.
To administer and improve the Christy
Investment Group Web site, we may use a third party to track and analyze
usage and volume statistical information, including page requests, form
requests, and click paths. The third party may use cookies to track
behavior and may set cookies on behalf of Christy Investment Group.
These cookies do not contain any personally identifiable information.
Changes to
this Privacy Statement
In the
event Christy Investment Group materially changes this Privacy
Statement, the revised Privacy Statement will promptly be posted to the
Web sites and we will post a notice on our Web sites informing you of
such changes. You agree to accept posting of a revised Privacy Statement
electronically on the Web site as actual notice to you. Any dispute over
our Privacy Statement is subject to this notice and the Christy
Investment Group Customer Agreement. If you have any questions that this
statement does not address, please contact a Client Services
representative.
Last Updated:
February 23, 2008
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